Cardflo
Features

Everything Cardflo does for your payments.

A catalogue of the modules, integrations and services available across the Cardflo platform. Use it to scope, plan or replace what you have today.

Routing

Payment orchestrationSmart payment routingMulti-acquirer processingMulti-MID routingMID load balancingBackup MID routingFailover routingBIN routingBIN intelligenceBIN reportingCountry-based routingCurrency-based routingMCC-based routingRouting rulesRouting optimisationCard issuer performance reporting

Acquiring

Global acquiring networkHigh-risk acquiring networkLocal acquiringCross-border payment processingMulti-currency processingAcquirer matchingMerchant account setupMerchant account rescueFrozen account replacementPayment gateway for rejected merchantsBackup payment processingBusiness continuity for payments

Recovery

Decline recoveryFailed payment recoveryPayment retry schedulingSoft decline retriesHard decline managementApproval rate optimisationConversion optimisationRevenue recoverySubscription churn reductionPayment acceptance optimisation

Subscriptions

Recurring rebillingSubscription payment management

Onboarding

High-risk merchant onboardingMerchant underwriting supportKYC and KYB supportRisk review supportAPI-driven onboardingDocument collectionWebsite compliance checksTerms and refund policy checksAcquirer compliance supportHigh-risk registration supportMastercard high-risk registration guidanceVisa and Mastercard rule guidance

Migration

Payment provider migrationPayment gateway migrationStripe alternativePayPal alternativeSegpay alternativeCCBill alternativePaySafe alternative

Checkout

Hosted checkoutCustom checkoutEmbedded checkoutCashier checkoutPay by LinkPayment linksCheckout localisationMobile-optimised checkout

Developer

API-first paymentsDeveloper-friendly APIWebhooksSandbox environmentProduction onboardingService account managementCheckout keys and cashier keys

Plugins

WooCommerce payments pluginWooCommerce Subscriptions supportMagento payments pluginShopware payments pluginShopify payment solutionsOpenCart paymentsPrestaShop paymentsWordPress payment gatewayEcommerce payment integrations

Methods

Alternative payment methods (APMs)Local payment methodsOpen banking paymentsPay by BankAccount-to-account paymentsSEPA paymentsSEPA InstantiDEAL paymentsKlarna paymentsSofort paymentsBancontact paymentsGiropay paymentsTrustly-style bank paymentsPix paymentsBizum paymentsTwint paymentsSwish paymentsApple PayGoogle PayDigital walletsCard paymentsVisa processingMastercard processingAmerican Express processing

Security

3DS optimisationSmart 3DS routingSCA optimisationFrictionless 3DS3DS fallbackNetwork tokenisationCard account updaterTokenised paymentsSecure card storagePCI-compliant payment flows

Risk

Fraud preventionFraud monitoringHigh-risk fraud controlsChargeback managementChargeback alertsDispute managementChargeback ratio monitoringRefund managementDescriptor managementRisk rulesVelocity rulesTransaction rules

Reporting

Conversion reportingPayment analyticsTransaction analyticsReal-time reportingSettlement reportingReconciliation supportApproval rate reportingDecline code reportingPayment performance monitoringProcessor performance comparison

White-label

White-label payment gatewayWhite-label onboarding portalWhite-label payment infrastructureISO payment platformAgent payment platformPartner payment platform

Consultancy

Payment consultancyPayment strategyHigh-risk payment consultingEnterprise payment infrastructureScalable payment infrastructurePayment stack auditPayment stack replacementMerchant portal
Get started

Ready for velocity?

Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.

Apply now Explore the platform