Tokenised payments
Protect sensitive cardholder data and simplify PCI compliance with Cardflo's tokenised payments. By replacing actual card numbers with unique, non-sensitive tokens, you can process transactions securely without storing raw card data. This reduces your PCI DSS scope and enhances data security.
What you get.
- Replaces actual card numbers with unique, non-sensitive tokens
- Reduces PCI DSS compliance burden and audit complexity
- Protects against data breaches by never exposing raw card data
- Enables secure one-click checkouts and recurring payments
- Maintains payment continuity even if tokens are compromised
- Facilitates secure storage of customer payment profiles
Common questions.
What are tokenised payments?
Tokenised payments involve replacing a customer's primary account number (PAN) with a unique, encrypted token. This token is then used for processing transactions, meaning the merchant never directly stores or transmits the actual sensitive card data.
How do tokenised payments enhance security?
Tokenised payments enhance security by removing sensitive card data from the merchant's environment. If a data breach occurs, only the non-sensitive tokens are exposed, rendering them useless to fraudsters, thus protecting customer financial information.
Do tokenised payments impact transaction processing speed?
No, tokenised payments do not negatively impact transaction processing speed. The tokenisation and de-tokenisation processes occur rapidly in the background, ensuring that payment authorisation times remain consistent with non-tokenised transactions.
Related features.
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