Cardflo
Security

3DS optimisation

Cardflo's 3DS optimisation enhances transaction security and approval rates without compromising customer experience. We intelligently apply 3D Secure protocols, balancing authentication requirements with conversion goals. Our system adapts to issuer requirements and merchant risk profiles for optimal performance.

What you get.

  • Intelligent application of 3D Secure for reduced friction.
  • Dynamic 3DS rule configuration based on transaction risk.
  • Optimisation of 3DS versioning (e.g., 3DS2) for issuer support.
  • Seamless integration with multiple 3DS providers.
  • Improved approval rates through strategic 3DS challenge management.
  • Detailed reporting on 3DS performance and abandonment rates.

Common questions.

What is 3DS optimisation?

3DS optimisation involves strategically applying 3D Secure authentication to payment transactions. The goal is to reduce fraud while minimising customer friction and improving approval rates by intelligently deciding when and how to challenge a transaction.

How does 3DS optimisation impact conversion rates?

By using 3DS selectively and intelligently, Cardflo helps reduce unnecessary challenges. This minimises abandonment during the checkout process, leading to improved conversion rates while maintaining strong security for transactions.

Is 3DS optimisation compatible with all payment methods?

Cardflo's 3DS optimisation primarily applies to card payments that support 3D Secure protocols, such as Mastercard, Visa, and American Express. Our system is designed to integrate with various card schemes for comprehensive coverage.

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