Country-based routing
Optimise transaction success and minimise costs by directing payments to specific acquirers based on the cardholder's country. Cardflo's country-based routing ensures that transactions are processed efficiently through the most suitable financial institutions in each region, reducing cross-border processing fees and improving authorisation rates.
What you get.
- Direct transactions to local acquirers for improved authorisation rates
- Minimise international processing fees and currency conversion costs
- Automatically route payments based on billing or issuing country
- Configure rules for specific countries or groups of countries
- Prioritise acquirers based on performance metrics per country
- Adapt routing strategies to comply with regional regulations
Common questions.
How does country-based routing improve authorisation rates?
Routing transactions to local acquirers in the cardholder's country often results in higher authorisation rates. These acquirers have established relationships and better fraud prevention models for transactions within their own jurisdiction, reducing the likelihood of a soft decline.
Can I set different rules for different countries?
Yes, Cardflo allows for granular control over country-based routing. You can define specific rules for individual countries or create groups of countries that share common routing logic. This flexibility supports diverse market strategies and compliance requirements.
Is country-based routing suitable for all merchants?
Country-based routing is particularly beneficial for merchants with international customer bases. It helps reduce processing costs and improves transaction success rates by leveraging local acquiring relationships, regardless of merchant size or industry focus.
Ready for velocity?
Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.