Cardflo
Risk

Chargeback ratio monitoring

Cardflo's chargeback ratio monitoring provides real-time insights into your dispute rates across all acquiring banks. Proactive identification of elevated ratios helps prevent costly program placements and ensures compliance with card network thresholds. Maintain a healthy merchant processing environment.

What you get.

  • Real-time monitoring of chargeback rates per MID
  • Consolidated view across all acquirers and card networks
  • Predictive analytics for potential threshold breaches
  • Automated alerts for rising chargeback ratios
  • Historical data and trend analysis for strategic planning
  • Compliance reporting for Visa, Mastercard, and other networks

Common questions.

Why is chargeback ratio monitoring important for my business?

Chargeback ratio monitoring is critical for high-risk and enterprise merchants because exceeding card network thresholds can lead to fines, increased processing fees, or even account termination. Proactive monitoring allows you to address issues before they escalate, protecting your processing capabilities.

How does Cardflo calculate my chargeback ratio?

Cardflo calculates your chargeback ratio based on the number of chargebacks received relative to your total transaction volume over a specific period, as defined by the card networks. We aggregate data from all your acquirers to provide an accurate, consolidated view of your risk profile.

Can Cardflo help improve my chargeback ratio if it's too high?

Yes, Cardflo can help improve a high chargeback ratio by identifying root causes through detailed analytics. Our solutions, including chargeback alerts and robust dispute management, enable you to implement targeted strategies to reduce disputes and lower your ratio effectively, avoiding program placements.

Get started

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Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.