Routing rules
Define and manage a comprehensive set of rules to control how transactions are routed across your acquiring network. Cardflo's routing rules provide granular control over payment flows, allowing merchants to optimise for cost, authorisation rates, and specific business needs through a flexible and configurable system, ensuring every transaction finds its optimal path.
What you get.
- Create custom rules based on multiple transaction parameters
- Prioritise acquirers based on performance, cost, or strategic fit
- Implement cascading rules for fallback and retry logic
- Manage complex routing scenarios with a user-friendly interface
- A/B test different routing strategies for continuous improvement
- Ensure compliance with regional payment regulations via routing logic
Common questions.
What types of parameters can I use to define routing rules?
Cardflo supports a wide array of parameters for rule definition, including but not limited to, card type, card BIN, transaction amount, currency, country of origin, customer segment, and Merchant Category Code. This allows for highly specific and effective routing logic.
How do routing rules improve transaction success rates?
By directing transactions to the most suitable acquirer based on various parameters, routing rules help bypass potential points of failure. For example, routing a specific card type to an acquirer known for high approval rates with that card can significantly boost success.
Can I modify routing rules in real-time?
Yes, Cardflo's platform allows for dynamic adjustment of routing rules. Merchants can update, activate, or deactivate rules in real-time, providing immediate control over payment processing flows in response to changing market conditions or business priorities.
Ready for velocity?
Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.