Cardflo
Routing

Routing optimisation

Continuously enhance transaction success rates and minimise processing costs through intelligent, data-driven routing. Cardflo's routing optimisation dynamically adjusts payment paths based on real-time performance metrics, ensuring that every transaction is directed to the most appropriate acquirer, maximising revenue and operational efficiency for merchants.

What you get.

  • Dynamically route transactions based on real-time acquirer performance
  • Leverage machine learning to identify optimal routing paths
  • Reduce processing costs by prioritising cost-effective acquirers
  • Increase authorisation rates through intelligent retry and cascading logic
  • A/B test routing strategies for continuous improvement and validation
  • Gain insights into acquirer performance through detailed analytics

Common questions.

How does routing optimisation use real-time data?

Routing optimisation continuously monitors acquirer performance metrics such as authorisation rates, latency, and downtime. This real-time data informs the routing engine, allowing it to dynamically adjust paths and direct transactions to the best-performing acquirer at any given moment.

Can routing optimisation handle acquirer outages?

Yes, a core component of routing optimisation is its ability to detect and respond to acquirer outages or performance degradation. If an acquirer experiences issues, the system automatically reroutes transactions to healthy acquirers, ensuring business continuity and minimal disruption.

What is the primary benefit of routing optimisation for merchants?

The primary benefit is a significant increase in overall transaction success rates and a reduction in processing costs. By intelligently directing each payment, merchants capture more revenue and improve their bottom line without manual intervention or constant oversight.

Get started

Ready for velocity?

Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.