Transaction rules
Cardflo's transaction rules provide granular control over how individual payments are processed. Merchants can define specific parameters that dictate whether a transaction is accepted, declined, routed to a particular acquirer, or subjected to additional verification. This level of control optimises payment flows, manages risk, and enhances conversion rates by applying logic precisely where needed.
What you get.
- Define rules based on card type, currency, or transaction amount.
- Route transactions to specific acquirers based on performance or cost.
- Implement 3DS authentication selectively based on transaction risk.
- Automatically decline transactions from specific countries or IPs.
- Set conditional logic for approval or rejection based on multiple criteria.
- Prioritize transaction processing based on merchant ID or product line.
Common questions.
What are transaction rules in payment processing?
Transaction rules are predefined conditions that dictate how individual payment attempts are handled. They allow merchants to automate decisions like accepting, declining, or routing transactions based on various attributes, optimising the payment flow and managing risk effectively.
How do transaction rules improve conversion rates?
By applying intelligent transaction rules, merchants can optimise payment routing to acquirers with better success rates for specific transaction types or geographies. They can also selectively apply 3DS, reducing friction for low-risk transactions and improving overall conversion.
Can transaction rules be combined with other risk tools?
Yes, Cardflo's transaction rules are designed to integrate seamlessly with other risk tools like velocity rules and risk scoring. This combination allows for a multi-layered fraud prevention strategy, where decisions are made based on a comprehensive evaluation of all relevant factors.
Related features.
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