Payments for Businesses needing better approval rates.
Achieving high approval rates is paramount for high-risk businesses to ensure consistent revenue streams and customer satisfaction. Cardflo's payment orchestration platform employs advanced routing, cascading, and 3DS optimisation to navigate complex acquiring landscapes, ensuring that transactions are directed to the most appropriate channels for successful authorization.
What's included.
- Optimise transaction routing across multiple acquirers and MIDs.
- Implement smart cascading to retry failed transactions.
- Utilize data-driven insights to select optimal payment routes.
- Enhance 3D Secure 2.0 implementation for frictionless authentication.
- Reduce false declines while maintaining fraud protection.
- Access a network of specialist acquiring partners.
Common questions.
Why are approval rates particularly challenging for high-risk businesses?
High-risk businesses often face stricter scrutiny from banks and card schemes, leading to higher decline rates. Factors like industry type, transaction size, and geographical location can contribute to these challenges, making optimisation crucial.
How does smart routing improve approval rates?
Smart routing directs each transaction to the acquirer or payment method most likely to approve it, based on real-time data and historical performance. This bypasses acquirers with lower approval rates for specific transaction types, boosting overall success.
Can 3DS optimisation help high-risk businesses with approvals?
Yes, effective 3DS 2.0 implementation can significantly improve approval rates by providing richer data to issuers, reducing friction for legitimate customers, and shifting liability. Cardflo optimises 3DS to balance security with authorization success.
Ready for velocity?
Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.