Cardflo
High-risk

Payments for Businesses rejected by mainstream PSPs.

If mainstream PSPs have rejected your business, Cardflo provides a robust alternative. We specialise in supporting merchants with unique processing requirements, ensuring you maintain stable payment operations. Our platform is built for resilience and flexibility.

What's included.

  • Access to Tier 1 and specialist acquiring for challenging verticals
  • Dynamic smart routing across multiple payment processors
  • Comprehensive decline recovery and transaction optimisation
  • Advanced fraud detection and 3DS 2.x capabilities
  • Tailored chargeback management and prevention tools
  • Flexible API for custom integrations and control

Common questions.

Why do mainstream PSPs reject certain businesses?

Mainstream PSPs often reject businesses due to perceived high risk, industry type (e.g., adult, gaming, CBD), high chargeback ratios, or complex regulatory requirements. They prioritize low-risk, standardized operations.

What makes Cardflo suitable for businesses rejected by mainstream PSPs?

Cardflo is suitable because we have direct relationships with specialist acquirers and extensive experience in high-risk payment orchestration. We offer customised solutions and advanced tools designed for these specific challenges.

Can Cardflo integrate with my existing e-commerce platform?

Yes, Cardflo offers a flexible developer API designed for seamless integration with various e-commerce platforms and existing systems. This ensures minimal disruption and maximum control over your payment flow.

Get started

Ready for velocity?

Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.